• Co-op Ownership

    Becoming an owner is easy

Owners are the foundation of Seward Co-op. In 2022, we welcomed over 940 new owners to our cooperative. We’ve made it easy for community members to join Seward Co-op! Choose from three payment options: paid-in-full, installments, or a needs-based option for those who qualify. A new ownership investment via any of the three payment options immediately qualifies you for owner benefits. When you become an owner, you purchase stock in Seward Co-op. Full owner equity at Seward Co-op is $75 of Class A stock. Visit the Customer Service desk to become an owner!

Become an Owner

Ownership Investment Options


This option splits the equity purchase into three payments made on the following schedule:

  • Initial payment – nine shares ($27)
  • Within three months of initial payment – eight shares ($24)
  • Within six months of initial payment – eight shares ($24)


For new owners who are currently enrolled in Minnesota Food Assistance/Support, Minnesota Health Care, Social Security Disability Insurance, or Women, Infants and Children Program (WIC), a new ownership can be purchased for an initial equity investment of $15. These owners will earn their remaining $60 of owner equity through future patronage refunds. In this case, the patronage refunds will be converted to class A stock until their combined total reaches the full $75 cost of ownership.

All co-op owners who have financial need may also apply for our everyday needs-based discount of 10%. Visit Customer Service to apply.

Owner Benefits

Seward Co-op owners enjoy great benefits.

Quarterly Discount

Take 10% off one unlimited quantity shopping trip per calendar quarter

Case Discounts

10% discount on case special orders

A Vote

Choose the board of directors and impact the future direction of the co-op.

Community Investment

Invest in community and help build a cooperative economy

Patronage Refund

Co-ops can return money back to its owners in profitable years, proportional to the amount spent at the co-op.

Sprout! Newsletter with Coupons

Owners signed up for the quarterly mailed Sprout! publication receive free product coupons every quarter

Educational Discounts

Attend free and discounted classes offered virtually and in our classrooms