• Co-op Ownership

    Becoming an owner is easy

Owners are the foundation of Seward Co-op. In 2019, we welcomed over 1,300 new owners to our cooperative. We’ve made it as easy as possible for you to become part of this community. Choose from three payment options for becoming a co-op owner: paid-in-full, installments and a needs-based option for those who qualify. A new ownership purchased with any of the three payment options will have immediate full owner benefits. Full owner equity at Seward Co-op is $75 of Class A stock.
Come to the Customer Service desk to become an owner!

Become an Owner

Ownership Investment Options

Installments

This option splits the equity purchase into three payments made on the following schedule:

  • Initial payment – nine shares ($27)
  • Within three months of initial payment – eight shares ($24)
  • Within six months of initial payment – eight shares ($24)

Needs-Based

For new owners who are currently enrolled in Minnesota Food Assistance/Support, Minnesota Health Care, Social Security Disability Insurance, or Women, Infants and Children Program (WIC), a new ownership can be purchased for an initial equity investment of $15. These owners will earn their remaining $60 of owner equity through future patronage refunds. In this case, the patronage refunds will be converted to class A stock until their combined total reaches the full $75 cost of ownership.

All co-op owners who have financial need may also apply for our everyday needs-based discount of 10%. Visit Customer Service to apply.

Owner Benefits

Seward Co-op owners enjoy great benefits.

Quarterly Discount

10% off one unlimited quantity shopping trip or café purchase per calendar quarter.

Owner Deals

Seward Co-op owners can find extra savings with Owner Deals throughout the grocery stores.

Owner Appreciation at the Café

Every Thursday is Owner Appreciation Day at the Creamery Café.

15% off all purchases for Seward Co-op owners.

Community Investment

An investment in community.

A Vote

Choose the board of directors and impact the future direction of the co-op.

Patronage Refund

Co-ops can return money back to its owners in profitable years, proportional to the amount spent at the co-op.

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