If you are a co-op owner and live in Minnesota, you are eligible to invest in our co-op. This is one important way that you can support Seward Co-op during this time of crisis. We are heartened by the response we have already received from our community since announcing this capital campaign at the end of March. To date over 100 co-op owners have expressed interest in investing. We have closed on nearly $150,000 in loans or C stock. Please consider making an owner loan with a minimum of $5,000 for two or five year terms. Depending on size and term, rates range from 3% to 5.5%. Another option is to purchase C stock in our co-op. Each share is $500 and strengthens the equity position of the co-op. Please contact us at invest@seward.coop to learn more.

How Does Class C Stock Help the Co-op?
Class C stock is considered equity (as opposed to debt), making Seward Co-op’s balance sheet stronger. The cash invested in the co-op via C Stock has several uses. Class C stock:

• provides resources to reinvest in the co-op’s buildings and equipment
• reduces the co-op’s dependence on bank financing
• helps make the co-op more sustainable

Class C stock is an investment option with local impact. Investing in our co-op may be the most socially responsible investment you can make. You can walk in the door and see your money at work.