• Co-op Ownership

    Becoming an owner is easy

Owners are the foundation of Seward Co-op. Over 25,000 individuals and households enjoy the benefits of being co-op owners. To become an owner, you make a $99 purchase of Class A stock using one of three payment options: paid-in-full, installments, or needs-based for those who qualify.

Please note: On Oct. 27, 2025, Seward Co-op owners voted to increase the cost of ownership from $75 to $99 for all current and future owners starting Jan. 1, 2026. This change applies to all ownerships purchased prior to Jan. 1, 2026.

BECOME AN OWNER
Read the FAQ here

Ownership Investment Options

Installments

This option splits the full $99 equity purchase into four payments made on the following schedule:

  • Initial payment – $27 (nine shares)
  • Within three months of initial payment – $24 (eight shares)
  • Within six months of initial payment – $24 (eight shares)
  • Within nine months of initial payment – $24 (eight shares)

Needs-Based

For those currently enrolled in Minnesota Food Assistance/Support; Minnesota Health Care; Social Security Disability Insurance; Women, Infants and Children Program (WIC); Supplemental Security Income; or Section 8 Housing, a new ownership can be purchased for an initial equity investment of $15. The remaining $84 of owner equity is earned when future patronage refunds are converted to class A stock until the combined total reaches the full $99 cost of ownership.

All new needs-based owners will be auto-enrolled to receive our everyday Needs-Based Discount of 10%. The discount expires after one year and can be renewed at that time for those who qualify on our convenient Owner Portal.

Owner Benefits

Seward Co-op owners enjoy great benefits.

Access to the Owner Portal

View your purchases and donations. Set your preference for receiving receipts via email, manage your contact information and household user list, and more!

Log in or Register
Read the FAQ here

Owners Save More

Owners receive a 10% off quarterly discount, free product coupons in our quarterly e-publication of Sprout!, and additional deals.

LEARN MORE

Community Investment

Invest in community and help build a cooperative economy.

A Vote

Choose the board of directors and impact the future direction of the co-op.

Patronage Refund

Co-ops can return money back to its owners in profitable years, proportional to the amount spent at the co-op.